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| American Credit Counselors |
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Let an American Consumer Credit Counselor Help You Today! |
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ACC can provide you with a qualified, professional American consumer credit counselor to help you with your credit and debt problems. If you find yourself struggling to pay down debt, you aren’t alone; American consumers are crazy for credit. In fact, there are more than 1 billion credit cards in circulation in the U.S. The average amount of debt carried on these cards is about $8,400 per household with at least one credit card. With the average interest rate nearing 15 percent, it is no wonder that so many American consumers quickly end up in deep financial trouble.
The good news is that an American Credit Counselors offers options to repay unmanageable debt. The first is to take a look at your spending plan and make changes that would allow you to pay off your debt. American Credit Counselors (ACC) offers a complementary booklet that provides excellent money management advice, simply call 800- 769-3571 for your fee copy.
Another option is to establish a debt management plan with American Credit Counselors. The plan acts like a consolidation loan. It is a voluntary arrangement between you, an American consumer credit counselor and your creditors. You agree to include your unsecured debts on the program and make one payment each month to ACC which will then be distributed to your creditors until you become debt free. Through the debt management plan, your American consumer credit counselor counselor should be able to negotiate a repayment plan with your creditors. The plan serves the dual role of helping you repay your debts and helping creditors collect money owed to them.
If all other attempts to repay your debt fail, consider bankruptcy as an option. Since experts agree that bankruptcy should only be considered as a last resort, call an American Credit Counselor before you take this measure. |
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